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Insurance

Business, property, life and health cover compared on exclusions, deductibles and what a claim actually pays.

Why this is hard to compare

The problem

Two policies at the same premium can pay out very differently. The difference sits in the exclusions, deductible and limits -- the parts nobody reads until they claim.

What is on the table

General liability

Third-party injury and property damage. Check the aggregate limit too.

Property and contents

Replacement cost or actual cash value? The gap is large.

Life

Term is cheap and finite. Permanent costs more and does more.

Health

Compare deductible, out-of-pocket maximum and network, not just the premium.

Ready to see the numbers?

Free to compare, and it never touches your credit score.