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Fast loans,
without collateral

Flexible financing built to help your business grow. Prequalify in minutes with no impact to your credit score. Qualify Now

Business Loans
  • Cover Payroll
  • Restock Inventory
  • Working Capital
Personal Loans
  • Emergencies
  • Vacations
  • Home Repairs
Credit Repair
  • Improve FICO Score
  • Collection Disputes
  • Repair Damaged Credit
Mortgage & Refinance
  • New Purchase
  • Cash-Out
  • Lower Rate
Insurance
  • Health
  • Auto
  • Home
  • Life
Debt Relief
  • Lower Your Debt Payments
  • Stop Collection Calls
Comparing financing options side by side
Built so the comparison holds up

Built so the comparison holds up

Lenders are not obliged to quote in comparable units, and mostly they do not. Everything below exists to close that gap rather than decorate it.

  • Total cost, not the headline

    A five-year term makes any payment look affordable. We show what the whole thing costs before you sign, alongside what a shorter term would cost instead.

  • Fast where speed is free

    Narrowing the field takes a few questions and no account. Speed matters when you are researching; it should not cost you a credit inquiry.

  • Honest about coverage

    No comparison platform sees the whole market, and we say so. Checking your own bank alongside us is a reasonable thing to do.

How we think Start comparing
Reviewing the terms behind an offer

What the comparison looks like

Category and amount
Options, filtered
Cost over the full term
Fees and conditions
Side-by-side summary
Common questions

The four people ask first

Does comparing affect my credit score?

No. Browsing and comparing on LendingFounder involves no hard credit inquiry. A hard inquiry can only happen later, if you choose to submit an application directly to a provider.

No. LendingFounder is a comparison platform. We do not lend, underwrite, or make credit decisions, and we do not decide whether an application is approved.

Nothing. Comparing is free for visitors. Where LendingFounder is compensated, it is by providers, and that is disclosed on our advertising disclosure page.

It must not. Where a provider relationship exists it is disclosed. If ordering were influenced by payment, that would be stated plainly rather than buried.

All questions
What you can compare

Six categories, one basis

Each category is quoted differently by the people selling it. We restate every option the same way, so the comparison survives contact with the fine print.

For operators

Business Loans

Term loans, credit lines, equipment finance and revenue-based advances, compared on their full cost.

Compare business loans
For individuals

Personal Loans

Unsecured loans compared on APR, term and fees, so a low monthly payment cannot hide a higher total cost.

Compare personal loans
For a profile that prices better

Credit Repair

What actually changes a credit profile, how long each step takes, and what no service can legally do.

Compare credit repair
For homeowners and buyers

Mortgage & Refinance

Purchase, refinance and cash-out options compared on rate, points, closing costs and break-even.

Compare mortgage & refinance
For cover you will actually claim on

Insurance

Business, property, life and health cover compared on exclusions, deductibles and what a claim actually pays.

Compare insurance
For a way out with the trade-offs stated

Debt Relief

Consolidation, management plans, settlement and bankruptcy side by side, including what each does to your credit.

Compare debt relief
How it works

Four steps, no account required

  1. 01

    Tell us what you need

    A short set of questions about the amount, the purpose and the timeline. No account, and no hard credit inquiry.

  2. 02

    We narrow the field

    Options that do not fit your situation are filtered out before you see them, so you are not reading offers you cannot get.

  3. 03

    Compare on one basis

    Every remaining option is restated in the same terms: total cost, schedule, fees and early-repayment treatment.

  4. 04

    Choose, or choose nothing

    You leave with a comparison you can act on. Walking away is a legitimate outcome and costs you nothing.

  • 6 Product categories
  • 0 Hard credit inquiries
  • 4 Steps to a comparison
  • 100% Of fees shown upfront

See what your options actually cost before you commit to one

  • No hard credit pull
  • No account needed
  • Free to compare
Start comparing
What people say

Useful more often than flattering

The comparison was the useful part

I had three offers and no way to tell which was cheapest. Seeing them restated on the same basis made the answer obvious in about a minute.

Operations lead, light manufacturing

It told me not to refinance

The break-even was thirty-one months and we were planning to sell inside two years. That was the whole answer, and nobody else had put it that way.

Homeowner, second refinance

No follow-up I did not ask for

I compared, I left, and nothing chased me afterwards. That alone put it ahead of everywhere else I looked.

Sole trader, professional services